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I am not a millionaire, but could have been had I not allowed myself to be swayed by ‘self employment’, being a business owner, property investing…. the Official South Carolina gamecocks 2023 sec women’s basketball regular season champions shirt and I will buy this dreams go on. Keep it simple. Find a job or skill you can get paid for. Take advantage of pensions, tax rebates, low interest, minimal lending, government or secure investments. Live within your means and be comfortable being uncomfortable. Grow your capital or equity consistently, whether that is in the home you own, the skills and knowledge you offer in your work or shares and investments. Measure their growth annually or even monthly. Lock them away and beware of sharks masquerading as ‘mindset coaches’. Recognise a sales pitch when you hear one. When you hear someone say ‘your mindset is the problem’ – perhaps think ‘I want to highjack your money (and your mindset is the problem I have to get around to take it)’ is what they are really saying. Education is valuable but don’t overpay – start with a book and be damned sure you get a return on your invested time and money after reading it!!

I became a female millionaire in my early 30’s and in my late 30’s I had enough millions to never work again. I continue to do so, because I believe it makes my life more interesting. I’m answering this question, because many answers on the Official South Carolina gamecocks 2023 sec women’s basketball regular season champions shirt and I will buy this topic assume that wealth is a consequence of luck or some externality – e.g.: inheriting, winning the lottery, marrying a millionaire, founding an outlier start-up. I believe that becoming millionaire early in life is accessible to any individual – male or female – who is hungry enough to work for it. My journey did not involve the much hyped route of founding a company. There are other ways, even if you are born poor, in a small country where opportunities are scarce. Still, it is always about hard work, challenging boundaries and taking risks. Below I detail some key pointers, based on my experience.

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